Median home value in zip code 62040 (Granite City, IL) is $115K, down 0.4% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$115,001

YoY Change

-0.4%

AFFORDABILITY

Enter your income for 62040 (Granite City).

Income (annual)

Down Payment

$23,000 on $115,001

Affordable — 13.2% of income

Under the 28% guideline.

PITI$827

P/I13.2%

Afford$243K

Room+$128K

P&I $582Tax $96Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62040 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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