Median home value in zip code 62045 (Hamburg, IL) is $174K, down 4.1% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$173,718

YoY Change

-4.1%

AFFORDABILITY

Enter your income for 62045 (Hamburg).

Income (annual)

Down Payment

$34,744 on $173,718

Affordable — 18.8% of income

Under the 28% guideline.

PITI$1,173

P/I18.8%

Afford$259K

Room+$85K

P&I $878Tax $145Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62045 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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