Median home value in zip code 62046 (Hamel, IL) is $274,991, up 3.6% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$274,991

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 62046 (Hamel).

Income (annual)

Down Payment

$54,998 on $274,991

Example: $75,000 household income. Change it above to see your own.

Stretch28.3% of income

Above 28% but manageable with cuts.

PITI$1,770

P/I28.3%

Afford$272K

Gap-$3K

P&I $1,391Tax $229Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62046 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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