Median home value in zip code 62046 (Hamel, IL) is $275K, up 3.6% year over year. Part of the St. Louis, MO-IL metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →
Home Value$274,991
YoY Change
+3.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for 62046 (Hamel).
$54,998 on $274,991
Stretch — 28.3% of income
Above 28% but manageable with cuts.
PITI$1,770
P/I28.3%
Afford$272K
Gap-$3K
P&I $1,391Tax $229Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
62046 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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