Median home value in zip code 62095 (Wood River, IL) is $123K, up 2.4% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$122,850

YoY Change

+2.4%

AFFORDABILITY

Enter your income for 62095 (Wood River).

Income (annual)

Down Payment

$24,570 on $122,850

Affordable — 14% of income

Under the 28% guideline.

PITI$874

P/I14%

Afford$246K

Room+$123K

P&I $621Tax $102Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62095 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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