Median home value in zip code 62245 (Germantown, IL) is $238,385, up 9.0% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$238,385

YoY Change

+9.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 62245 (Germantown).

Income (annual)

Down Payment

$47,677 on $238,385

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,554

P/I24.9%

Afford$268K

Room+$30K

P&I $1,205Tax $199Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62245 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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