Median home value in zip code 62269 (O Fallon, IL) is $301,092, up 4.4% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$301,092

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 62269 (O Fallon).

Income (annual)

Down Payment

$60,218 on $301,092

Example: $75,000 household income. Change it above to see your own.

Stretch30.8% of income

Above 28% but manageable with cuts.

PITI$1,923

P/I30.8%

Afford$274K

Gap-$27K

P&I $1,522Tax $251Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62269 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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