Zip Code

62281

Saint Jacob, ILSt. Louis, MO-IL

Median home value in zip code 62281 (Saint Jacob, IL) is $348K, up 5.0% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$348,108
YoY Change
+5.0%
AFFORDABILITY

Enter your income for 62281 (Saint Jacob).

$69,622 on $348,108
Stretch — 35.2% of income

Above 28% but manageable with cuts.

PITI$2,200
P/I35.2%
Afford$277K
Gap-$71K
P&I $1,760Tax $290Ins $150
6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

62281 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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62281 (Saint Jacob, IL) Housing Market | CrashWatch