Median home value in zip code 62285 (Smithton, IL) is $299,506, up 4.0% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$299,506

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 62285 (Smithton).

Income (annual)

Down Payment

$59,901 on $299,506

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,914

P/I30.6%

Afford$274K

Gap-$26K

P&I $1,514Tax $250Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62285 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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