Median home value in zip code 62294 (Troy, IL) is $320,683, up 6.6% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$320,683

YoY Change

+6.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 62294 (Troy).

Income (annual)

Down Payment

$64,137 on $320,683

Example: $75,000 household income. Change it above to see your own.

Stretch32.6% of income

Above 28% but manageable with cuts.

PITI$2,039

P/I32.6%

Afford$275K

Gap-$45K

P&I $1,622Tax $267Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62294 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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