Median home value in zip code 62438 (Lakewood, IL) is $186,754, up 0.5% year over year.

Home Value$186,754

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 62438 (Lakewood).

Income (annual)

Down Payment

$37,351 on $186,754

Example: $75,000 household income. Change it above to see your own.

Affordable23.1% of income

Under the 28% guideline.

PITI$1,441

P/I23.1%

Afford$227K

Room+$40K

P&I $944Tax $347Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.