Median home value in zip code 62440 (Lerna, IL) is $182K, up 14.2% year over year. Part of the Charleston-Mattoon, IL metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Charleston-Mattoon, IL metro →
Home Value$182,347
YoY Change
+14.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for 62440 (Lerna).
$36,469 on $182,347
Affordable — 22.6% of income
Under the 28% guideline.
PITI$1,411
P/I22.6%
Afford$226K
Room+$44K
P&I $922Tax $339Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
62440 is part of the Charleston-Mattoon, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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