Median home value in zip code 62445 (Montrose, IL) is $193,578, up 16.7% year over year. Part of the Charleston-Mattoon, IL metropolitan area.

Home Value$193,578

YoY Change

+16.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 62445 (Montrose).

Income (annual)

Down Payment

$38,716 on $193,578

Example: $75,000 household income. Change it above to see your own.

Affordable23.8% of income

Under the 28% guideline.

PITI$1,489

P/I23.8%

Afford$228K

Room+$34K

P&I $979Tax $360Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62445 is part of the Charleston-Mattoon, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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