Zip Code

62712

Springfield, ILSpringfield, IL

Median home value in zip code 62712 (Springfield, IL) is $323K, up 8.4% year over year. Part of the Springfield, IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Springfield, IL metro →

Home Value$322,724
YoY Change
+8.4%
AFFORDABILITY

Enter your income for 62712 (Springfield).

$64,545 on $322,724
Out of reach — 38.1% of income

Need $102,086/yr to afford.

PITI$2,382
P/I38.1%
Afford$237K
Gap-$86K
P&I $1,632Tax $600Ins $150
6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

62712 is part of the Springfield, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Springfield, IL analysis
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