Median home value in zip code 62807 (Alma, IL) is $130,639, up 6.9% year over year. Part of the Centralia, IL metropolitan area.

Home Value$130,639

YoY Change

+6.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 62807 (Alma).

Income (annual)

Down Payment

$26,128 on $130,639

Example: $75,000 household income. Change it above to see your own.

Affordable16.8% of income

Under the 28% guideline.

PITI$1,053

P/I16.8%

Afford$217K

Room+$86K

P&I $661Tax $243Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62807 is part of the Centralia, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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