Median home value in zip code 62870 (Odin, IL) is $118,273, up 5.4% year over year. Part of the Centralia, IL metropolitan area.

Home Value$118,273

YoY Change

+5.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 62870 (Odin).

Income (annual)

Down Payment

$23,655 on $118,273

Example: $75,000 household income. Change it above to see your own.

Affordable15.5% of income

Under the 28% guideline.

PITI$968

P/I15.5%

Afford$214K

Room+$96K

P&I $598Tax $220Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

62870 is part of the Centralia, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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