Median home value in zip code 63012 (Barnhart, MO) is $276,933, up 4.1% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$276,933

YoY Change

+4.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 63012 (Barnhart).

Income (annual)

Down Payment

$55,387 on $276,933

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,798

P/I28.8%

Afford$270K

Gap-$7K

P&I $1,400Tax $231Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63012 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Louis, MO-IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.