Median home value in zip code 63021 (Ballwin, MO) is $376K, up 1.2% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$376,089

YoY Change

+1.2%

AFFORDABILITY

Enter your income for 63021 (Ballwin).

Income (annual)

Down Payment

$75,218 on $376,089

Out of reach — 38.1% of income

Need $102,086/yr to afford.

PITI$2,382

P/I38.1%

Afford$276K

Gap-$100K

P&I $1,902Tax $313Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63021 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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