Median home value in zip code 63039 (Gray Summit, MO) is $227K, up 10.5% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$226,805

YoY Change

+10.5%

AFFORDABILITY

Enter your income for 63039 (Gray Summit).

Income (annual)

Down Payment

$45,361 on $226,805

Affordable — 24% of income

Under the 28% guideline.

PITI$1,503

P/I24%

Afford$264K

Room+$37K

P&I $1,147Tax $189Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63039 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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