Median home value in zip code 63048 (Herculaneum, MO) is $293,333, up 5.3% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$293,333

YoY Change

+5.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 63048 (Herculaneum).

Income (annual)

Down Payment

$58,667 on $293,333

Example: $75,000 household income. Change it above to see your own.

Stretch30.3% of income

Above 28% but manageable with cuts.

PITI$1,894

P/I30.3%

Afford$271K

Gap-$22K

P&I $1,483Tax $244Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63048 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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