Median home value in zip code 63089 (Villa Ridge, MO) is $279K, up 2.9% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$279,378

YoY Change

+2.9%

AFFORDABILITY

Enter your income for 63089 (Villa Ridge).

Income (annual)

Down Payment

$55,876 on $279,378

Stretch — 29% of income

Above 28% but manageable with cuts.

PITI$1,812

P/I29%

Afford$270K

Gap-$10K

P&I $1,413Tax $233Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63089 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Louis, MO-IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free