Median home value in zip code 63104 (Saint Louis, MO) is $288,782, up 2.6% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$288,782

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 63104 (Saint Louis).

Income (annual)

Down Payment

$57,756 on $288,782

Example: $75,000 household income. Change it above to see your own.

Stretch29.9% of income

Above 28% but manageable with cuts.

PITI$1,868

P/I29.9%

Afford$271K

Gap-$18K

P&I $1,460Tax $241Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63104 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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