Median home value in zip code 63105 (Clayton, MO) is $778,158, up 3.8% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$778,158

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 63105 (Clayton).

Income (annual)

Down Payment

$155,632 on $778,158

Example: $75,000 household income. Change it above to see your own.

Out of reach76% of income

Need $203,571/yr to afford.

PITI$4,750

P/I76%

Afford$287K

Gap-$491K

P&I $3,935Tax $648Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63105 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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