Median home value in zip code 63122 (Kirkwood, MO) is $489,104, up 3.9% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$489,104

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 63122 (Kirkwood).

Income (annual)

Down Payment

$97,821 on $489,104

Example: $75,000 household income. Change it above to see your own.

Out of reach48.8% of income

Need $130,586/yr to afford.

PITI$3,047

P/I48.8%

Afford$281K

Gap-$208K

P&I $2,473Tax $408Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63122 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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