Zip Code

63301

Saint Charles, MOSt. Louis, MO-IL

Median home value in zip code 63301 (Saint Charles, MO) is $310K, up 1.9% year over year. Part of the St. Louis, MO-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Louis, MO-IL metro →

Home Value$310,281
YoY Change
+1.9%
AFFORDABILITY

Enter your income for 63301 (Saint Charles).

$62,056 on $310,281
Stretch — 31.9% of income

Above 28% but manageable with cuts.

PITI$1,994
P/I31.9%
Afford$272K
Gap-$38K
P&I $1,569Tax $259Ins $167
6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

63301 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Louis, MO-IL analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
63301 (Saint Charles, MO) Housing Market | CrashWatch