Median home value in zip code 63303 (Saint Charles, MO) is $350,024, up 0.9% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$350,024

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 63303 (Saint Charles).

Income (annual)

Down Payment

$70,005 on $350,024

Example: $75,000 household income. Change it above to see your own.

Stretch35.6% of income

Above 28% but manageable with cuts.

PITI$2,228

P/I35.6%

Afford$275K

Gap-$75K

P&I $1,770Tax $292Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63303 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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