Median home value in zip code 63304 (Saint Charles, MO) is $394,658, up 0.6% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$394,658

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 63304 (Saint Charles).

Income (annual)

Down Payment

$78,932 on $394,658

Example: $75,000 household income. Change it above to see your own.

Out of reach39.9% of income

Need $106,757/yr to afford.

PITI$2,491

P/I39.9%

Afford$277K

Gap-$117K

P&I $1,996Tax $329Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63304 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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