Median home value in zip code 63368 (O Fallon, MO) is $409,195, up 0.4% year over year. Part of the St. Louis, MO-IL metropolitan area.

Home Value$409,195

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 63368 (O Fallon).

Income (annual)

Down Payment

$81,839 on $409,195

Example: $75,000 household income. Change it above to see your own.

Out of reach41.2% of income

Need $110,443/yr to afford.

PITI$2,577

P/I41.2%

Afford$278K

Gap-$131K

P&I $2,069Tax $341Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63368 is part of the St. Louis, MO-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Louis, MO-IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.