Median home value in zip code 63382 (Vandalia, MO) is $133,041, up 17.3% year over year. Part of the Hannibal, MO metropolitan area.

Home Value$133,041

YoY Change

+17.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 63382 (Vandalia).

Income (annual)

Down Payment

$26,608 on $133,041

Example: $75,000 household income. Change it above to see your own.

Affordable15.2% of income

Under the 28% guideline.

PITI$947

P/I15.2%

Afford$246K

Room+$113K

P&I $673Tax $108Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

63382 is part of the Hannibal, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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