Median home value in zip code 64012 (Belton, MO) is $281,043, up 6.1% year over year. Part of the Kansas City, MO-KS metropolitan area.

Home Value$281,043

YoY Change

+6.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 64012 (Belton).

Income (annual)

Down Payment

$56,209 on $281,043

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,881

P/I30.1%

Afford$261K

Gap-$20K

P&I $1,421Tax $293Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64012 is part of the Kansas City, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Kansas City, MO-KS analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.