Median home value in zip code 64085 (Richmond, MO) is $230,466, up 5.1% year over year. Part of the Kansas City, MO-KS metropolitan area.

Home Value$230,466

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 64085 (Richmond).

Income (annual)

Down Payment

$46,093 on $230,466

Example: $75,000 household income. Change it above to see your own.

Affordable25.2% of income

Under the 28% guideline.

PITI$1,572

P/I25.2%

Afford$257K

Room+$26K

P&I $1,165Tax $240Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64085 is part of the Kansas City, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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