Median home value in zip code 64089 (Smithville, MO) is $371,828, up 2.1% year over year. Part of the Kansas City, MO-KS metropolitan area.

Home Value$371,828

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 64089 (Smithville).

Income (annual)

Down Payment

$74,366 on $371,828

Example: $75,000 household income. Change it above to see your own.

Out of reach38.9% of income

Need $104,314/yr to afford.

PITI$2,434

P/I38.9%

Afford$267K

Gap-$104K

P&I $1,880Tax $387Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64089 is part of the Kansas City, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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