Median home value in zip code 64436 (Cosby, MO) is $343K, up 1.6% year over year. Part of the St. Joseph, MO-KS metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: St. Joseph, MO-KS metro →
Home Value$343,416
YoY Change
+1.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for 64436 (Cosby).
$68,683 on $343,416
Stretch — 34.9% of income
Above 28% but manageable with cuts.
PITI$2,181
P/I34.9%
Afford$276K
Gap-$68K
P&I $1,736Tax $278Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
64436 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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