Median home value in zip code 64436 (Cosby, MO) is $343,416, up 1.6% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Home Value$343,416

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 64436 (Cosby).

Income (annual)

Down Payment

$68,683 on $343,416

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,181

P/I34.9%

Afford$276K

Gap-$68K

P&I $1,736Tax $278Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64436 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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