Median home value in zip code 64440 (De Kalb, MO) is $311K, up 8.5% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Joseph, MO-KS metro →

Home Value$311,147

YoY Change

+8.5%

AFFORDABILITY

Enter your income for 64440 (De Kalb).

Income (annual)

Down Payment

$62,229 on $311,147

Stretch — 31.9% of income

Above 28% but manageable with cuts.

PITI$1,992

P/I31.9%

Afford$273K

Gap-$38K

P&I $1,573Tax $252Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64440 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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