Median home value in zip code 64474 (Osborn, MO) is $262,103, up 2.4% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Home Value$262,103

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 64474 (Osborn).

Income (annual)

Down Payment

$52,421 on $262,103

Example: $75,000 household income. Change it above to see your own.

Affordable27.3% of income

Under the 28% guideline.

PITI$1,704

P/I27.3%

Afford$269K

Room+$7K

P&I $1,325Tax $212Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64474 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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