Median home value in zip code 64480 (Rea, MO) is $287,813, up 8.6% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Home Value$287,813

YoY Change

+8.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 64480 (Rea).

Income (annual)

Down Payment

$57,563 on $287,813

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,855

P/I29.7%

Afford$272K

Gap-$16K

P&I $1,455Tax $233Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64480 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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