Median home value in zip code 64494 (Union Star, MO) is $209,555, up 2.9% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Home Value$209,555

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 64494 (Union Star).

Income (annual)

Down Payment

$41,911 on $209,555

Example: $75,000 household income. Change it above to see your own.

Affordable22.3% of income

Under the 28% guideline.

PITI$1,396

P/I22.3%

Afford$263K

Room+$53K

P&I $1,060Tax $169Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64494 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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