Median home value in zip code 64501 (Saint Joseph, MO) is $125K, up 9.3% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Joseph, MO-KS metro →

Home Value$124,911

YoY Change

+9.3%

AFFORDABILITY

Enter your income for 64501 (Saint Joseph).

Income (annual)

Down Payment

$24,982 on $124,911

Affordable — 14.4% of income

Under the 28% guideline.

PITI$899

P/I14.4%

Afford$243K

Room+$118K

P&I $632Tax $101Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64501 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free