Median home value in zip code 64504 (Saint Joseph, MO) is $130K, up 3.5% year over year. Part of the St. Joseph, MO-KS metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: St. Joseph, MO-KS metro →
Home Value$129,505
YoY Change
+3.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.
Enter your income for 64504 (Saint Joseph).
$25,901 on $129,505
Affordable — 14.8% of income
Under the 28% guideline.
PITI$926
P/I14.8%
Afford$245K
Room+$115K
P&I $655Tax $105Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
64504 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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