Median home value in zip code 64505 (Saint Joseph, MO) is $216K, up 7.5% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Joseph, MO-KS metro →

Home Value$216,460

YoY Change

+7.5%

AFFORDABILITY

Enter your income for 64505 (Saint Joseph).

Income (annual)

Down Payment

$43,292 on $216,460

Affordable — 23% of income

Under the 28% guideline.

PITI$1,436

P/I23%

Afford$264K

Room+$47K

P&I $1,095Tax $175Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

64505 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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