Median home value in zip code 65023 (Centertown, MO) is $313,180, up 6.6% year over year. Part of the Jefferson City, MO metropolitan area.

Home Value$313,180

YoY Change

+6.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 65023 (Centertown).

Income (annual)

Down Payment

$62,636 on $313,180

Example: $75,000 household income. Change it above to see your own.

Stretch32% of income

Above 28% but manageable with cuts.

PITI$2,003

P/I32%

Afford$274K

Gap-$40K

P&I $1,584Tax $253Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65023 is part of the Jefferson City, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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