Median home value in zip code 65039 (Hartsburg, MO) is $423,138, down 0.5% year over year. Part of the Columbia, MO metropolitan area.

Home Value$423,138

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 65039 (Hartsburg).

Income (annual)

Down Payment

$84,628 on $423,138

Example: $75,000 household income. Change it above to see your own.

Out of reach42.4% of income

Need $113,486/yr to afford.

PITI$2,648

P/I42.4%

Afford$280K

Gap-$143K

P&I $2,140Tax $342Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65039 is part of the Columbia, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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