Median home value in zip code 65054 (Jefferson City, MO) is $272,004, down 0.4% year over year. Part of the Jefferson City, MO metropolitan area.

Home Value$272,004

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 65054 (Jefferson City).

Income (annual)

Down Payment

$54,401 on $272,004

Example: $75,000 household income. Change it above to see your own.

Stretch28.2% of income

Above 28% but manageable with cuts.

PITI$1,762

P/I28.2%

Afford$270K

Gap-$2K

P&I $1,375Tax $220Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65054 is part of the Jefferson City, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Jefferson City, MO analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.