Median home value in zip code 65076 (Saint Thomas, MO) is $312,568, up 4.5% year over year. Part of the Jefferson City, MO metropolitan area.

Home Value$312,568

YoY Change

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 65076 (Saint Thomas).

Income (annual)

Down Payment

$62,514 on $312,568

Example: $75,000 household income. Change it above to see your own.

Stretch32% of income

Above 28% but manageable with cuts.

PITI$2,000

P/I32%

Afford$273K

Gap-$39K

P&I $1,581Tax $253Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65076 is part of the Jefferson City, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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