Median home value in zip code 65085 (Westphalia, MO) is $277,683, up 0.5% year over year. Part of the Jefferson City, MO metropolitan area.

Home Value$277,683

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 65085 (Westphalia).

Income (annual)

Down Payment

$55,537 on $277,683

Example: $75,000 household income. Change it above to see your own.

Stretch28.7% of income

Above 28% but manageable with cuts.

PITI$1,795

P/I28.7%

Afford$271K

Gap-$7K

P&I $1,404Tax $224Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65085 is part of the Jefferson City, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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