Median home value in zip code 65085 (Westphalia, MO) is $278K, up 0.5% year over year. Part of the Jefferson City, MO metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Jefferson City, MO metro →

Home Value$277,683

YoY Change

+0.5%

AFFORDABILITY

Enter your income for 65085 (Westphalia).

Income (annual)

Down Payment

$55,537 on $277,683

Stretch — 28.7% of income

Above 28% but manageable with cuts.

PITI$1,795

P/I28.7%

Afford$271K

Gap-$7K

P&I $1,404Tax $224Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

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Metro Analysis

65085 is part of the Jefferson City, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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