Median home value in zip code 65109 (Jefferson City, MO) is $275,357, up 7.1% year over year. Part of the Jefferson City, MO metropolitan area.

Home Value$275,357

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 65109 (Jefferson City).

Income (annual)

Down Payment

$55,071 on $275,357

Example: $75,000 household income. Change it above to see your own.

Stretch28.5% of income

Above 28% but manageable with cuts.

PITI$1,782

P/I28.5%

Afford$270K

Gap-$5K

P&I $1,392Tax $223Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65109 is part of the Jefferson City, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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