Median home value in zip code 65240 (Centralia, MO) is $271K, up 5.4% year over year. Part of the Columbia, MO metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Columbia, MO metro →

Home Value$270,727

YoY Change

+5.4%

AFFORDABILITY

Enter your income for 65240 (Centralia).

Income (annual)

Down Payment

$54,145 on $270,727

Stretch — 28.1% of income

Above 28% but manageable with cuts.

PITI$1,754

P/I28.1%

Afford$270K

Gap-$1K

P&I $1,369Tax $219Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

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Metro Analysis

65240 is part of the Columbia, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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