Median home value in zip code 65322 (Blackwater, MO) is $257,388, down 3.8% year over year. Part of the Columbia, MO metropolitan area.

Home Value$257,388

YoY Change

-3.8%

Prices falling — better for buyers.

Affordability

Enter your income for 65322 (Blackwater).

Income (annual)

Down Payment

$51,478 on $257,388

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,676

P/I26.8%

Afford$269K

Room+$11K

P&I $1,301Tax $208Ins $167

6.50% 30yr, 20% down, county tax + MO ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

65322 is part of the Columbia, MO metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Columbia, MO analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.