Median home value in zip code 66016 (Cummings, KS) is $316,127, up 8.4% year over year. Part of the Atchison, KS metropolitan area.

Home Value$316,127

YoY Change

+8.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 66016 (Cummings).

Income (annual)

Down Payment

$63,225 on $316,127

Example: $75,000 household income. Change it above to see your own.

Stretch35% of income

Above 28% but manageable with cuts.

PITI$2,187

P/I35%

Afford$253K

Gap-$63K

P&I $1,599Tax $371Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

66016 is part of the Atchison, KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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