Median home value in zip code 66016 (Cummings, KS) is $316K, up 8.4% year over year. Part of the Atchison, KS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Atchison, KS metro →

Home Value$316,127

YoY Change

+8.4%

AFFORDABILITY

Enter your income for 66016 (Cummings).

Income (annual)

Down Payment

$63,225 on $316,127

Stretch — 35% of income

Above 28% but manageable with cuts.

PITI$2,187

P/I35%

Afford$253K

Gap-$63K

P&I $1,599Tax $371Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

66016 is part of the Atchison, KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Atchison, KS analysis

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