Median home value in zip code 66094 (White Cloud, KS) is $152K, up 7.2% year over year. Part of the St. Joseph, MO-KS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: St. Joseph, MO-KS metro →

Home Value$151,586

YoY Change

+7.2%

AFFORDABILITY

Enter your income for 66094 (White Cloud).

Income (annual)

Down Payment

$30,317 on $151,586

Affordable — 18.6% of income

Under the 28% guideline.

PITI$1,161

P/I18.6%

Afford$228K

Room+$77K

P&I $767Tax $178Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

66094 is part of the St. Joseph, MO-KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Joseph, MO-KS analysis

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