Median home value in zip code 66845 (Cottonwood Falls, KS) is $121K, down 0.3% year over year. Part of the Emporia, KS metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Emporia, KS metro →

Home Value$120,603

YoY Change

-0.3%

AFFORDABILITY

Enter your income for 66845 (Cottonwood Falls).

Income (annual)

Down Payment

$24,121 on $120,603

Affordable — 15.5% of income

Under the 28% guideline.

PITI$968

P/I15.5%

Afford$218K

Room+$97K

P&I $610Tax $142Ins $217

6.50% 30yr, 20% down, county tax + KS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

66845 is part of the Emporia, KS metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Emporia, KS analysis

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